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The Arab Academy for Banking and Financial Sciences, in
collaboration with the International Finance Corporation (IFC), has
developed and designed two training modules for Small & Medium
Enterprises (SMEs). IFC has established the Private Enterprise
Partnership for the Middle East and North Africa (PEP-MENA), a
multi-donor facility aimed to foster private sector development in
the MENA region. To improve the capacity of banks and financial institutions
to better finance SMEs through appropriate risk management
systems, and to develop an efficient, sustainable and
state-of-the-art SME bank-training offer in the region.
Objectives:
The modules are specifically designed to serve the needs of local &
regional banks targeting the SME segment. The broad objective of the
modules is to improve the capacity of local banks to appraise SME
credit requests and manage an SME loan portfolio. The module is
presented in workshop form with emphasis on case-study analyses,
practical exercises, and group presentations.
At the end of the program, participants will be able to:
- Evaluate risks associated with the financial situation of
SMEs through the analysis of
qualitative and quantitative information; with
or without reliable company accounts.
- Target SME customers with appropriate marketing strategies.
- Identify business financing needs.
- Understand and apply the key concepts of financial analysis
to SME risk; particularly cash flow and budget analyses.
- Identify viable projects and appraise SME credit requests.
- Identify signs of company distress and adopt appropriate
conduct vis-à-vis
SMEs in distress.
These SME modules are:
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